The Consolidated Omnibus Budget Reconciliation Act of 1986
眼镜蛇 requires continuation coverage to be offered to covered employees, 他们的配偶, 他们的前妻, and their dependent children when group health coverage would otherwise be lost due to certain specific events. Those events include the death of a covered employee, 终止, or reduction in the hours of a covered employee's employment for reasons other than gross misconduct, divorce or legal separation from a covered employee, a covered employee becoming eligible for Medicare, and a child's loss of dependent status (and therefore coverage) under the plan.
Who is entitled to continuation coverage?
- Covered 员工 who is (or was) covered under Colorado Mesa University's group medical, dental and/or flex plan at the time of the qualifying event.
- Qualified Beneficiaries: 员工's legal spouse and/or dependent children provided each is (or was) insured under the plan on the day before the qualifying event occurred.
符合条件的事件s and continuation of coverage
| 符合条件的事件 | Qualified beneficiaries | Maximum period of continuation coverage |
|---|---|---|
| Covered employee's 终止 (for reason other than gross misconduct) or reduction in hours of employment |
员工 配偶 依赖的孩子(们) |
18个月 |
| 员工 enrollment in Medicare |
配偶 依赖的孩子(们) |
36个月 |
| Divorce or legal separation |
配偶 依赖的孩子(们) |
36个月 |
| Death of covered employee |
配偶 依赖的孩子(们) |
36个月 |
| Loss of "dependent child" status under the plan |
依赖的孩子 |
36个月 |
员工's responsibilities
If you enroll in medical, dental or the flex plan you will receive a 眼镜蛇 Initial Rights Notification mailed to your home address. This notification outlines your responsibilities if you experience a 眼镜蛇 qualifying event that results in loss of insurance coverage. Please be sure to keep this notification for your files.
问题
For detailed information or questions about your right under 眼镜蛇, please contact 香农Pumphrey in the 人力资源 office at 970.248.1093.
You may also refer to: 健康计划 & 好处: Continuation of Health Coverage - 眼镜蛇 (a U.S. Department of Labor Publication).